Buying a House

For help with buying your house, contact:

John A Sinnott & Co Solicitors - Jean Murphy

Jean Murphy

053-9233111

info@johnasinnottsolicitors.ie

 

When buying a house, you need to consider the following:

  • Has an Architect, Engineer or Surveyor looked at the house to see that it is structurally sound?
  • If the house is within a development, have you a guarantee that he developer will finish the roads and pathways etc.?
  • Are the title deeds in order?
  • Is the Planning Permission in order and have all conditions been fulfilled?  Serious problems could arise later if you try to sell the house and the conditions on the original Planning Permission have not been fulfilled.
  • Consider the overall budget and not just the price of the house.  Have you allowed for the cost of insurance, mortgage protection, stamp duty, registration fees, surveyor’s fees, legal fees and VAT?
  • Have you enough money of your own to pay the deposit?
  • Do you fully understand the legal implications of a mortgage?  Could the bank repossess or sell your house?
  • What is a Snag List and when should it be prepared?

At John A. Sinnott & Co. Solicitors, we will help you understand the answers to all these questions and more.  We will ensure that you will not part with your money for the house purchase until you are comfortable that the house and all that’s involved, is right for you.

 Did You Know?

"Condition 47 of the standard Contract for Sale gives the purchaser a right to inspect the property on a reasonable number of occasions and at reasonable times between ‘signing up’ and ‘completion’. So, if the purchaser wishes to inspect the property on the day of the closing, he has a right to do so under this condition"